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Compare HTH Worldwide

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Compare plans offered by HTH Worldwide
Listed are all plans offered by HTH Worldwide. You can compare coverages, review plan's description of benefits and purchase a plan, if a quote details have been completed. When a quote has been completed, you will see Plan Cost listed for all travelers. If you are not eligible, the plan cost will not be available.
Input your travel details to your left including trip dates, trip cost, your primary residence, and age of all travelers. Then, click button and receive a list of all plans that you are eligible.
 Plan AdministratorHTHHTHHTHHTH
  HTH WorldwideHTH WorldwideHTH WorldwideHTH Worldwide
 Plan NameTripProtector PreferredTripProtectorTravelGap Vacationer - US citizens (medical max - $1 Million)TravelGap Vacationer - US citizens (medical max - $500,000)
 ProductComprehensive Travel Protection
(Per Trip)
Comprehensive Travel Protection
(Per Trip)
International Travel Medical Insurance
(Per Trip)
International Travel Medical Insurance
(Per Trip)
 Plan Cost
 Certificatecertificatecertificatecertificatecertificate
 Plan EligibilityUS and Canadian residentsUS and Canadian residentsUS citizens - traveling abroad
Select US states
US citizens - traveling abroad
Select US states
 Coverage AreaWorldwideWorldwideWorldwide, except United StatesWorldwide, except United States
 Purchase Policy    
 Plan NoteIncludes $250,000 of secondary
medical insurance
(includes pre-existing conditions coverage
subject to purchase before
your final trip payment)
Includes $100,000 of secondary
medical insurance
(includes pre-existing conditions coverage
subject to purchase before
your final trip payment)
Pre-existing condition clause is 180 days
versus 1-3 years on most travel medical plans
Pre-existing condition clause is 180 days
versus 1-3 years on most travel medical plans
 Your Trip Investment
 Trip Cancellation100% of the Trip Cost100% of the Trip CostNo CoverageNo Coverage
 Trip Interruption150% of the Trip Cost100% of the Trip CostNo CoverageNo Coverage
 Travel Delay$1,000 Per Person
(After 12 Hours)
$1,000 Per Person
(After 12 Hours)
No CoverageNo Coverage
 Missed ConnectionCovered under Travel DelayCovered under Travel DelayNo CoverageNo Coverage
 Terrorism at Departure / DestinationForeign and Domestic
(within 30 days of scheduled departure)
(if purchased within 14 days of trip deposit)
Foreign and Domestic
(within 30 days of scheduled departure)
(if purchased within 14 days of trip deposit)
Covers Medical ClaimsCovers Medical Claims
 Financial Default of Travel Provider7 day wait
(if policy is purchased
within 24 hrs of final trip payment)
(Washigton residents -
before or with final payment)
7 day wait
(if policy is purchased
within 24 hrs of final trip payment)
(Washigton residents -
before or with final payment)
No CoverageNo Coverage
 Weather Related (Snow, Hurricane)Common Carrier cessation of services for 48 hours
Residence is rendered uninhabitable
Common Carrier cessation of services for 48 hours
Residence is rendered uninhabitable
No CoverageNo Coverage
 Cancel For Any ReasonNo CoverageNo CoverageNo CoverageNo Coverage
 Your Property
 Lost Luggage$1,500 Per Person$1,000 Per PersonNo CoverageNo Coverage
 Baggage Delay$200 Per Person
(After 24 Hours)
$200 Per Person
(After 24 Hours)
No CoverageNo Coverage
 Rental Car Protection$50,000 Per Policy
(not available to residents of OR or TX)
No CoverageNo CoverageNo Coverage
 Your Health
 Emergency Medical$250,000 Per Policy
SECONDARY COVERAGE
$100,000 Per Policy
SECONDARY COVERAGE
$1 Million Per Person
SECONDARY COVERAGE
$500,000 Per Person
SECONDARY COVERAGE
 DeductibleNoneNoneNoneNone
 Coinsurance (claims in US or Canada)NoneNoneNo CoverageNo Coverage
 Coinsurance (claims outside US or Canada)NoneNoneAfter deductible,
100% up to Overall Maximum Limit
After deductible,
100% up to Overall Maximum Limit
 Emergency DentalIncluded in Emergency MedicalIncluded in Emergency Medical$200 Per Trip
SECONDARY COVERAGE
$200 Per Trip
SECONDARY COVERAGE
 Pre-Existing ConditionIncluded
(if policy is purchased
within 24 hrs of final trip payment)
(Washigton residents -
before or with final payment)
Included
(if policy is purchased
within 24 hrs of final trip payment)
(Washigton residents -
before or with final payment)
180 day exclusion180 day exclusion
 Emergency Evacuation$1 Million Per Policy$500,000 Per Policy$50,000 Per Person$50,000 Per Person
 Repatriation of RemainsIncluded in Emergency EvacuationIncluded in Emergency Evacuation$50,000 Per Person$50,000 Per Person
 Your Life
 Accidental DeathNo CoverageNo Coverage$10,000 Per Person$10,000 Per Person
 Common Carrier AccidentNo CoverageNo CoverageNo CoverageNo Coverage
 Flight Accident$200,000 Per Person
($250,000 Per Policy)
$100,000 Per PolicyNo CoverageNo Coverage
 Medical Plan Riders
 Athletic/Sports CoverageNo CoverageNo CoverageNo CoverageNo Coverage
 Hazardous Activity CoverageNo CoverageNo CoverageNo CoverageNo Coverage
 Home Country CoverageNo CoverageNo CoverageNo CoverageNo Coverage
 Terrorism CoverageNo CoverageNo CoverageNo CoverageNo Coverage
 Maternity CoverageNo CoverageNo CoverageNo CoverageNo Coverage
 Dental CoverageNo CoverageNo CoverageNo CoverageNo Coverage
 Plan Features
 24 Hour Hotline and ServicesList of Additional ServicesList of Additional ServicesList of Additional ServicesList of Additional Services
 Underwritten byStonebridge Casualty Insurance Company
Stonebridge Casualty (Columbus, OH)
Rated : A-
Stonebridge Casualty Insurance Company
Stonebridge Casualty (Columbus, OH)
Rated : A-
UNICARE Life & Health Insurance Company
UNICARE (Thousand Oaks, CA)
Rated : A-
UNICARE Life & Health Insurance Company
UNICARE (Thousand Oaks, CA)
Rated : A-
 Administrative FeeNo FeeNo FeeNo FeeNo Fee
 Identity Theft$20,000 (180 days of coverage)
(not available to residents of NY)
No CoverageNo CoverageNo Coverage
 Additional BenefitsNo CoverageNo CoverageNo CoverageNo Coverage
 Money Back Guarantee10 Days10 Days10 Days10 Days
 Policy Delivery MethodOnline FulfillmentOnline FulfillmentOnline FulfillmentOnline Fulfillment
 Credit Cards AcceptedVisa Mastercard American ExpressVisa Mastercard American ExpressVisa Mastercard American ExpressVisa Mastercard American Express
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