International Citizen Risk Share

Select Travel Insurance Companies

HCC


	International Citizen Platinum - US citizens (lifetime max - $5 Million)
	International Citizen Premier - US citizens (lifetime max - $1 Million - excl. US/Canada)
	International Citizen Platinum - US residents (lifetime max - $5 Million)
	International Citizen Premier - US residents (lifetime max - $1 Million)
	International Citizen Platinum - International (lifetime max - $5 Million)
	International Citizen Premier - International (lifetime max - $1 Million)
	International Citizen Economy - US citizens (lifetime max - $5 Million)
	International Citizen Economy - US residents (lifetime max - $5 Million)
	International Citizen Economy - International (lifetime max - $5 Million)
	Atlas International - US citizens (medical max - $1 Million)
	Atlas International - US citizens (medical max - $500,000)
	Atlas International - US citizens (medical max - $250,000)
	Atlas International - US citizens (medical max - $100,000)
	Atlas International - US citizens (medical max - $50,000)
	Atlas International - US citizens (medical max - $10,000)
	Atlas America - International (medical max - $1 Million)
	Atlas America - International (medical max - $500,000)
	Atlas America - International (medical max - $250,000)
	Atlas America - International (medical max - $100,000)
	Atlas America - International (medical max - $50,000)
	Atlas America - International (medical max - $10,000)
	StudentSecure Select - US citizens (medical max - $300,000)
	StudentSecure Budget - US citizens (medical max - $250,000)
	StudentSecure Select - US residents (medical max - $300,000)
	StudentSecure Budget - US residents (medical max - $250,000)
	StudentSecure Select - International (medical max - $300,000)
	StudentSecure Budget - International (medical max - $250,000)
	Atlas Professional - US citizens (medical max - $1 Million)
	Atlas Professional - US residents (medical max - $1 Million)
	Atlas Professional - International (medical max - $1 Million)




Travel Insurance	Int'l Medical Insurance

Trip Cost $

Total Cost Per Person

Departure Date

Return Date

Initial Trip Deposit Date

I live in

Primary Destination

Age of Travelers (today)

Go to: HCC Medical Insurance Compare HCC Medical Insurance Plans

HCC Medical Insurance International Citizen Economy - US citizens Plan

Travel Insurance Plan - International Citizen Economy - US citizens

US citizens who will be living outside their "Home Country" and can pay a portion of medical bills.

Total Travel Insurance allows you to:

Compare plan coverages, review plan's certificates of insurance, and purchase a policy, if a quote details have been completed. When a quote has been completed, you will see Plan Cost listed for all travelers. If you are not eligible, the plan cost will not be available.

Plan Details for International Citizen Economy - US citizens from HCC Medical Insurance

Company

HCC Medical Insurance

Plan Name

International Citizen Economy - US citizens

Product

Scheduled Major Medical ()

Plan Description

US citizens who will be living outside their "Home Country" and can pay a portion of medical bills.

Plan Plus Points

Includes all major medical emergency and non-emergency benefits.

Plan Minus Points

More expensive than travel medical plans that only include emergency coverage.

Underwritten By

Lloyd’s of London

Click Go to see A.M. Best Ratings for this underwriter

Location

London, UK

A.M. Best Number

85202

A.M. Best Rating

A (Excellent)

You are covered for the following reasons if you need to make a claim on this policy:

There may be other reasons you can make a claim, please click on the certificate button or see individual coverage descriptions for more info.

n/a

Plan Administrator	HCC	Rating provided by Total Travel Insurance where 10 is highest and 0 is lowest

Plan Name	International Citizen Economy - US citizens (lifetime max - $5 Million)
Product	Scheduled Major Medical (Long-term)
Plan Cost	N/A Quote is needed
Certificate
Plan Eligibility	US residents ineligible for a domestic medical plan
Coverage Area	Worldwide, except United States
Purchase Policy
Plan Note	International major medical plan that includes maternity benefits at no additional cost
	Your Trip Investment	Rating
Trip Cancellation	No Coverage
Trip Interruption	No Coverage
Travel Delay	No Coverage
Missed Connection	No Coverage
Terrorism at Departure / Destination	No Coverage
Financial Default of Travel Provider	No Coverage
Weather Related (Snow, Hurricane)	No Coverage
Cancel For Any Reason	No Coverage
	Your Property	Rating
Lost Luggage	No Coverage
Baggage Delay	No Coverage
Rental Car Protection	No Coverage
	Your Health	Rating
Emergency Medical	$5 Million
Deductible	$250 per Policy Period (from $250 to $5,000 can be selected at purchase time)
Coinsurance (claims in US or Canada)	No Coverage in US, in Canada, after deductible, 80% up to $5,000 Then 100% to the Overall Maximum Limit (Coinsurance will be waived if expenses are incurred within the PPO)
Coinsurance (claims outside US or Canada)	After deductible, 100% up to the Overall Maximum Limit
Emergency Dental	$500
Pre-Existing Condition	$5,000 per Policy Period
Emergency Evacuation	$50,000
Repatriation of Remains	$25,000
	Your Life	Rating
Accidental Death	No Coverage
Common Carrier Accident	No Coverage
Flight Accident	No Coverage
	Medical Plan Riders	Rating
Athletic/Sports Coverage	No Coverage
Hazardous Activity Coverage	No Coverage Can be added at an additional premium
Home Country Coverage	No Coverage
Terrorism Coverage	No Coverage
Maternity Coverage	Maximum for Maternity -- included in price $5,000 per Pregnancy
Dental Coverage	No Coverage Can be added at an additional premium
	Plan Features	Rating
24 Hour Hotline and Services	List of Additional Services
Underwritten by	Lloyds (London, UK) Rated : A
Administrative Fee	No Fee
Identity Theft	No Coverage
Additional Benefits	No Coverage
Money Back Guarantee	None
Policy Delivery Method	Regular Mail at no additional cost Express Mail for a $20.00 fee International Express Mail for a $30.00 fee.
Credit Cards Accepted