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Travel Guard TravelRite Annual Platinum Plan
Travel Insurance Plan - TravelRite Annual Platinum
The TravelRite® Annual Travel Protection Insurance is designed for frequent travelers and provides access to a range of travel and medical assistance services provided by Insure America.
Total Travel Insurance allows you to:
Compare plan coverages, review plan's
certificates of insurance, and purchase a policy, if
a quote details have been completed. When a quote has
been completed, you will see Plan Cost listed for all
travelers. If you are not eligible, the plan cost
will not be available.
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| Plan Details for TravelRite Annual Platinum from Travel Guard | | | Company | Travel Guard |  | |
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| Plan Name | TravelRite Annual Platinum |
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| Product | International Travel Medical Insurance () |
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| Plan Description | The TravelRite® Annual Travel Protection Insurance is designed for frequent travelers and provides access to a range of travel and medical assistance services provided by Insure America. |
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| Plan Plus Points |  n/a |
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| Plan Minus Points |  n/a |
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| Underwritten By | National Union Fire of Pennsylvania |  | Click Go to see A.M. Best Ratings for this underwriter |
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| Location | New York, NY |
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| A.M. Best Number | 02035 |
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| A.M. Best Rating | A (Excellent) |
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| | You are covered for the following reasons if you need to make a claim on this policy: There may be other reasons you can make a claim, please click on the certificate button or see individual coverage descriptions for more info. |
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| TRIP CANCELLATION / TRIP INTERRUPTION:
Insurer will pay benefits, to the maximum shown on the Schedule of Benefits, in the event the Insured is prevented from taking his/her Trip because:
- the Insured, an Immediate Family Member, or a Traveling Companion suffers an Injury, Sickness, or Death. Injury or Sickness must be so disabling as to reasonably cause a trip to be delayed, canceled, or interrupted.
- The following Unforeseen circumstances: subpoenaed, summoned for jury duty, quarantined, has a primary residence made uninhabitable; the Insured or a Traveling Companion has a documented traffic accident while en route to departure, or is hijacked.
This coverage does not cover loss caused by: (i) carrier-caused delays; (ii) weather; (iii) changes in plans by the Insured, an Immediate Family Member or Traveling Companion, for any reason; (iv) financial circumstances of the Insured, an Immediate Family Member, or a Traveling Companion; (v) any business or contractual obligations of the Insured, an Immediate Family Member or a Traveling Companion; (vi) default, cancellations, or changes, by the airline, tour operator, or supplier of travel-related services or lodging; (vii) any government regulation or prohibition; (viii) strike; (ix) a loss, Injury, or Sickness occurring on or before the effective date.
TRIP CANCELLATION:
Non-refundable cancellation charges imposed by the Tour Operator and/or airfare cancellation charges due to the reasons shown at the beginning of this section. In no event shall the amount reimbursed exceed the amount prepaid for the Insured's Trip.
Special Conditions: The Insured must advise the Travel Provider as soon as possible in the event of a claim. The Insurer will not pay benefits for any additional charges incurred that would not have been charged if the Insured notified the Travel Provider of his/her cancellation as soon as reasonably possible.
TRIP INTERRUPTION:
Unused, non-refundable land or sea expenses prepaid to the Travel Provider and/or the airfare paid, less the value of applied credit from and unused return travel ticket, to return home or rejoin the original Land/Sea Arrangements (limited to the cost of one-way economy class airfare or first class, if the Insured's original tickets were business or first class, by scheduled carrier, from the point of Destination to the point of origin shown on the original travel tickets). |
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