Travel GuardTravel Guard
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Pack 'N Go
StudentGuard
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Flight Guard (flight accident - $400,000)
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i Travel InsurediTravel Insured
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Travel Guard Pack 'N Go Plan

Travel Insurance Plan - Pack 'N Go
Even spur-of-the-moment travelers need essential travel insurance. Take Pack ‘N Go on. Your next trip and the moment you depart, you’ll have the essential travel coverage you need.

Total Travel Insurance allows you to:
Compare plan coverages, review plan's certificates of insurance, and purchase a policy, if a quote details have been completed. When a quote has been completed, you will see Plan Cost listed for all travelers. If you are not eligible, the plan cost will not be available.
Plan Details for Pack 'N Go from Travel Guard
CompanyTravel GuardTravel Guard 
Plan NamePack 'N Go
ProductCheap Travel Protection - for US citizens (Per Trip)
Plan DescriptionEven spur-of-the-moment travelers need essential travel insurance. Take Pack ‘N Go on. Your next trip and the moment you depart, you’ll have the essential travel coverage you need.
Plan Plus Points Basic and inexpensive plan.
Plan Minus Points Does not include trip cancellation coverage. If you don't have primary medical coverage, secondary coverage will not cover you in case of a medical emergency.
Underwritten ByNational Union Fire of PennsylvaniaNational Union Fire of Pennsylvania
Visit the A.M. Best home page
Click Go to see A.M. Best Ratings for this underwriter
LocationNew York, NY
A.M. Best Number02035
A.M. Best RatingA (Excellent)
You are covered for the following reasons if you need to make a claim on this policy:
There may be other reasons you can make a claim, please click on the certificate button or see individual coverage descriptions for more info.
TRIP INTERRUPTION:

The Insurer will pay this benefit up to the Maximum Limit shown on the Schedule of Benefits if a Trip is delayed or interrupted due to any of the following unforeseen reasons:

  1. unforeseen Sickness, Injury, or death Insured or Immediate Family Member. Injury or Sickness must be disabling as to reasonably cause a Trip to be delayed or interrupted;
  2. Inclement Weather conditions causing delay or cancellation of travel;
  3. the Insured’s principal residence or destination being made uninhabitable by fire, flood, vandalism, burglary or Natural Disaster;
  4. the Insured being subpoenaed, required to serve on jury duty, hijacked or quarantined;
  5. being involved in or delayed due to a traffic accident en route to departure;
  6. military duty (the Insured having their leave revoked or being reassigned within 10 days of departure date);
  7. an employer-initiated transfer of employment within the same organization 250 miles or more;
  8. a documented theft of passports or visas.
 
 Plan AdministratorTravel GuardRating provided by
Total Travel Insurance
where

10 is highest
Rating 10

and

0 is lowest
Rating 00
  Travel Guard
 Plan NamePack 'N Go
 ProductCheap Travel Protection - for US citizens
(Per Trip)
 Plan Cost
 Certificatecertificate
 Plan EligibilityUS and Canadian residents
(not available to residents of WA)
 Coverage AreaWorldwide
 Purchase Policy 
 Plan NoteIncludes all vital
post-departure coverages
 Your Trip InvestmentRating
 Trip CancellationNo Coverage coverage rating 00
 Trip Interruption$1,000 Per Person coverage rating 10
 Travel Delay$1,000 Per Person
(After 6 Hours)
 coverage rating 10
 Missed Connection$500 Per Person coverage rating 06
 Terrorism at Departure / DestinationNo Coverage coverage rating 00
 Financial Default of Travel ProviderNo Coverage coverage rating 00
 Weather Related (Snow, Hurricane)No Coverage coverage rating 00
 Cancel For Any ReasonNo Coverage coverage rating 00
 Your PropertyRating
 Lost Luggage$1,000 Per Person coverage rating 08
 Baggage Delay$200 Per Person
(After 24 Hours)
 coverage rating 06
 Rental Car ProtectionNo Coverage coverage rating 00
 Your HealthRating
 Emergency Medical$25,000 Per Person
SECONDARY COVERAGE
 coverage rating 04
 DeductibleNone coverage rating 10
 Coinsurance (claims in US or Canada)None coverage rating 10
 Coinsurance (claims outside US or Canada)None coverage rating 10
 Emergency DentalIncluded in Emergency Medical
(up to $500 Per Person)
 coverage rating 02
 Pre-Existing ConditionIncluded
(if purchased within 15 days of trip deposit)
 coverage rating 10
 Emergency Evacuation$300,000 Per Person coverage rating 06
 Repatriation of RemainsIncluded in Emergency Evacuation coverage rating 10
 Your LifeRating
 Accidental DeathNo Coverage coverage rating 00
 Common Carrier AccidentNo Coverage coverage rating 00
 Flight AccidentNo Coverage coverage rating 00
 Medical Plan RidersRating
 Athletic/Sports CoverageNo Coverage coverage rating 00
 Hazardous Activity CoverageNo Coverage coverage rating 00
 Home Country CoverageNo Coverage coverage rating 00
 Terrorism CoverageNo Coverage coverage rating 00
 Maternity CoverageNo Coverage coverage rating 00
 Dental CoverageNo Coverage coverage rating 00
 Plan FeaturesRating
 24 Hour Hotline and ServicesList of Additional Services coverage rating 10
 Underwritten byNational Union Fire of Pennsylvania
National Union Fire of Pennsylvania
Rated : A
 coverage rating 10
 Administrative Fee$5.00 coverage rating 07
 Identity TheftNo Coverage coverage rating 00
 Additional BenefitsNo Coverage coverage rating 00
 Money Back Guarantee15 days coverage rating 10
 Policy Delivery MethodOnline Fulfillment 
 Credit Cards AcceptedVisa Mastercard American Express Discover Diners Club 
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