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Travel Guard Protect Assist Plan
Travel Insurance Plan - Protect Assist
Our Gold plan is our popular package of travel insurance & assistance. Comprehensive coverage for travelers and families; includes coverage for children under 18 at no additional cost. Provides additional benefits when purchased within 15 days of your initial trip payment, including coverage for pre-existing medical conditions and bankruptcy. Optional Coverages include Cancel for Any Reason, Cancel for Work Reasons and Medical Evacuation home or to the hospital of your choice.
Total Travel Insurance allows you to:
Compare plan coverages, review plan's
certificates of insurance, and purchase a policy, if
a quote details have been completed. When a quote has
been completed, you will see Plan Cost listed for all
travelers. If you are not eligible, the plan cost
will not be available.
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| Plan Details for Protect Assist from Travel Guard | | | Company | Travel Guard |  | |
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| Plan Name | Protect Assist |
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| Product | Comprehensive Travel Protection (Per Trip) |
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| Plan Description | Our Gold plan is our popular package of travel insurance & assistance. Comprehensive coverage for travelers and families; includes coverage for children under 18 at no additional cost. Provides additional benefits when purchased within 15 days of your initial trip payment, including coverage for pre-existing medical conditions and bankruptcy. Optional Coverages include Cancel for Any Reason, Cancel for Work Reasons and Medical Evacuation home or to the hospital of your choice. |
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| Plan Plus Points |  Comprehensive plan at a lower price. |
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| Plan Minus Points |  If you don't have primary medical coverage, secondary coverage will not cover you in case of a medical emergency. |
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| Underwritten By | American Home Assurance Company |  | Click Go to see A.M. Best Ratings for this underwriter |
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| Location | New York, NY |
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| A.M. Best Number | 02034 |
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| A.M. Best Rating | A++ (Superior) |
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| | You are covered for the following reasons if you need to make a claim on this policy: There may be other reasons you can make a claim, please click on the certificate button or see individual coverage descriptions for more info. |
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| TRIP CANCELLATION / TRIP INTERRUPTION:
The Insurer will pay this Primary benefit up to the Maximum Limit shown on the Schedule of Benefits if a Trip is delayed, canceled, or interrupted due to any of the following Unforeseen reasons:
- Sickness, Accidental Injury or death of You, Your Traveling Companion, Family Member or Business Partner; which results in medically imposed restrictions as certified by a Physician at the time of loss preventing Your continued participation in the Trip. A Physician must advise cancellation of the Trip on or before the Scheduled Departure Date.
- You or Your Traveling Companion being hijacked, quarantined, required to serve on a jury, subpoenaed, or having his/her principal place of residence made uninhabitable by fire, flood or other natural disaster.
- If within 30 days of the departure of an Insured, a politically motivated Terrorist Attack occurs within a 1 mile radius of the territorial city limits of the city to be visited by the program for which You have registered.
- Strike that causes complete cessation of services.
- Weather which causes complete cessation of services and prevents the Insured from reaching their destination.
- Bankruptcy and/or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the agency from whom You purchased Your Land/Sea Arrangements. This coverage applies only if the Protection Plan was purchased within 15 calendar days of initial trip payment.
- Coverage for military duty with no date restriction prior to departure.
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