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Worldwide Trip Protector Gold T-6010
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Medical Protector - US citizens (medical max - $500,000)
Medical Protector - US citizens (medical max - $100,000)
Medical Protector - US citizens (medical max - $50,000)
Medical Protector - US citizens (medical max - $10,000)
Medical Protector - US residents (medical max - $500,000)
Medical Protector - US residents (medical max - $100,000)
Medical Protector - US residents (medical max - $50,000)
Medical Protector - US residents (medical max - $10,000)
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Worldwide Trip Protector Gold (Medical Upgrade)
Worldwide Trip Protector (Medical Upgrade)
Worldwide Trip Protector Gold (Cancel Any Reason)
Worldwide Trip Protector Gold
Worldwide Trip Protector

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Travel Insured Worldwide Trip Protector Gold T-6010 Plan

Travel Insurance Plan - Worldwide Trip Protector Gold T-6010
Plan offers comprehensive trip protection including trip cancellation / interruption / delay, baggage, emergency medical / evacuation / repatriation, optional flight accident, and pre-existing condition waiver. For US residents of all ages.

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Plan Details for Worldwide Trip Protector Gold T-6010 from Travel Insured
CompanyTravel InsuredTravel Insured 
Plan NameWorldwide Trip Protector Gold T-6010
ProductComprehensive Travel Protection (Per Trip)
Plan DescriptionPlan offers comprehensive trip protection including trip cancellation / interruption / delay, baggage, emergency medical / evacuation / repatriation, optional flight accident, and pre-existing condition waiver. For US residents of all ages.
Plan Plus Points Pre-existing condition waived if purchased within 30 days of initial trip deposit.
Plan Minus Points None.
Underwritten ByArch Insurance CompanyArch Insurance Company
Visit the A.M. Best home page
Click Go to see A.M. Best Ratings for this underwriter
LocationNew York, NY
A.M. Best Number03186
A.M. Best RatingA (Excellent)
You are covered for the following reasons if you need to make a claim on this policy:
There may be other reasons you can make a claim, please click on the certificate button or see individual coverage descriptions for more info.

Trip Cancellation/Trip Interruption:

Not applicable if $0 limit displayed on Your Confirmation of Benefits

The Company will pay a benefit, up to the maximum shown on Your Confirmation of Benefits, if You are prevented from taking or continuing Your Trip due to the following Unforeseen events:

  1. Sickness, Accidental Injury or death of You, or Your Traveling Companion, or Family Member or Business Partner of You or Your Traveling Companion; which results in medically imposed restrictions as certified by a Physician at the time of Loss preventing Your continued participation in the Trip. A Physician must advise cancellation of Your Trip on or before the Scheduled Departure Date;
  2. You or Your Traveling Companion being hijacked, quarantined, or required to serve on a jury, subpoenaed, required to appear as a witness in a legal action provided You or a Traveling Companion are not a party to the legal action or appearing as a law enforcement officer, the victim of felonious assault within 10 days of departure; or having Your principal place of residence made uninhabitable by fire, flood or other Natural Disaster; or burglary of Your principal place of residence within 10 days of departure;
  3. Bankruptcy or Default of Your Travel Supplier which occurs more than 14 days following Your Effective Date. Coverage is not provided for the Bankruptcy or Default of the travel agent or Travel Supplier that solicited Your policy and from whom You purchased Your Land/Sea Arrangements. Benefits will be paid due to Bankruptcy or Default of an airline only if no alternate transportation is available. If alternate transportation is available, benefits will be limited to the change fee charged to allow You to transfer to another airline in order to get to Your intended destination. You must purchase Your policy within 30 days of Your initial Trip deposit`;
  4. You or Your Traveling Companion are directly involved in a traffic accident substantiated by a police report while en route to departure;
  5. The death or hospitalization of Your Host at Destination;
  6. If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of a City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage;
  7. You or Your Traveling Companion or Family Member who are military personnel, are called to emergency duty for a Natural Disaster or have their leave revoked or are reassigned;
  8. Strike that causes complete cessation of services for at least 24 consecutive hours;
  9. Weather which causes complete cessation of services of Your Common Carrier for at least 24 consecutive hours;
  10. You or Your Traveling Companion are terminated, or laid off from employment subject to one year of continuous employment at the place of employment where terminated ;
  11. Natural Disaster at the site of Your destination which renders Your destination accommodations uninhabitable;
  12. Mandatory evacuation ordered by local authorities at Your final destination due to hurricane or other Natural Disaster. You must have 50% of Your total Trip length or less remaining on the Trip, at the time the mandatory evacuation ends, in order to cancel the Trip;
  13. Your or Your Traveling Companion’s normal pregnancy as long as the pregnancy occurs after Your or Your Traveling Companion’s Effective Date of coverage and can be verified by medical records;
  14. You will be attending a Family Member’s childbirth as long as the pregnancy occurs after Your Effective Date of coverage and can be verified by medical records;
  15. The primary or secondary school where You, Your Traveling Companion or Your Dependent Children attend(s) must extend its operating session beyond the pre-defined school year, due to Unforeseen events commencing during Your policy effective period, and the travel dates for the Trip fall within the period of the school year extension. Extensions due to extra-curricular or athletic events are not covered.

 
 Plan AdministratorTravel InsuredRating provided by
Total Travel Insurance
where

10 is highest
Rating 10

and

0 is lowest
Rating 00
  Travel Insured
 Plan NameWorldwide Trip Protector Gold T-6010
 ProductComprehensive Travel Protection
(Per Trip)
 Plan Cost
 Certificatecertificate
 Plan EligibilityUS residents
 Coverage AreaWorldwide
 Purchase Policy 
 Plan Note 
 Your Trip InvestmentRating
 Trip Cancellation100% of the Trip Cost coverage rating 10
 Trip Interruption150% of the Trip Cost coverage rating 10
 Travel Delay$1,500 Per Person ($200 Per Day)
(After 6 Hours)
 coverage rating 10
 Missed Connection$750 Per Person
(includes missed ports of call)
(After 3 Hours)
 coverage rating 06
 Terrorism at Departure / DestinationForeign and Domestic
(within 30 days of scheduled departure)
 coverage rating 10
 Financial Default of Travel ProviderIf purchased within 14 days
of first trip payment
14 day wait
 coverage rating 10
 Weather Related (Snow, Hurricane)Airline stops services for 24 hrs
Residence is rendered uninhabitable
 coverage rating 10
 Cancel For Any ReasonNo Coverage coverage rating 00
 Your PropertyRating
 Lost Luggage$2,500 Per Person
(Secondary)
 coverage rating 08
 Baggage Delay$500 Per Person
(After 12 Hours)
 coverage rating 08
 Rental Car Protection$50,000
(Not available for residents of TX or WA)
 coverage rating 10
 Your HealthRating
 Emergency Medical$50,000 Per Person
SECONDARY COVERAGE
 coverage rating 06
 Deductible$50 Per Occurrence coverage rating 06
 Coinsurance (claims in US or Canada)None coverage rating 10
 Coinsurance (claims outside US or Canada)None coverage rating 10
 Emergency Dental$750 Per Person
SECONDARY COVERAGE
 coverage rating 06
 Pre-Existing ConditionIncluded
(if purchased within 30 days of trip deposit
and insuring full trip cost)
 coverage rating 06
 Emergency Evacuation$1 Million Per Person
SECONDARY COVERAGE
 coverage rating 08
 Repatriation of RemainsIncluded in Emergency Evacuation coverage rating 10
 Your LifeRating
 Accidental Death$25,000 Per Person coverage rating 08
 Common Carrier Accident$100,000 Per Person coverage rating 00
 Flight AccidentNo Coverage
(Coverage up to $1 million can be added)
 coverage rating 10
 Medical Plan RidersRating
 Athletic/Sports CoverageNo Coverage coverage rating 00
 Hazardous Activity CoverageNo Coverage coverage rating 00
 Home Country CoverageNo Coverage coverage rating 00
 Terrorism CoverageNo Coverage coverage rating 00
 Maternity CoverageNo Coverage coverage rating 00
 Dental CoverageNo Coverage coverage rating 00
 Plan FeaturesRating
 24 Hour Hotline and ServicesList of Additional Services coverage rating 08
 Underwritten byArch Insurance Company
Arch Insurance Company (Missouri)
Rated : A
 coverage rating 08
 Administrative Fee$8.00 coverage rating 06
 Identity TheftIncluded coverage rating 10
 Additional BenefitsNo Coverage coverage rating 00
 Money Back Guarantee14 Days
($8.00 administration fee
is not refundable)
 coverage rating 06
 Policy Delivery MethodOnline Fulfillment 
 Credit Cards AcceptedVisa Mastercard American Express Discover 
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