How do Companies Compare?

Terrorism coverage is available on Total Travel Protection and Comprehensive Travel Protection products. Travel Medical Insurance products do not include this coverage. Companies that offer plans with most coverage and least restrictive are listed first.

Travel Guard Travel GuardTravel GuardTravel GuardCruise, Tour & Travel and Protect Assist plans cover you both Foreign and Domestic within 30 days of scheduled departure date. Cruise, Tour & Travel includes "change your mind provision" where you can get up to $250 per person when canceling for any reason. Travel Guard Essential has no coverage in case of terrorism.
 CSACSACSAVacation Guarantee Gold and Vacation Guarantee Silver plans cover you both Foreign and Domestic within 30 days of scheduled departure date.
Travelex Insurance TravelexTravelexTravelexTravel Plus and TraveLite plans cover you both Foreign and Domestic within 30 days of scheduled departure date. Your trip must not include a country that is listed on US Department of State Travel warnings.
Global Alert Travel Insurance M H RossM H RossGlobal Alert has to be purchased within 15 days of initial trip deposit to be eligible. Your trip must not include a country that is at war such as Iraq.
 Travel InsuredTravel InsuredWorldwide Trip Protector and Worldwide Trip Protector Gold have to be purchased within 10 days of initial trip deposit to be eligible. Additionally, no prior acts must have ocurred within 90 days.
Seven Corners SRISRI Round Trip protects you only abroad. Your trip must not include a country that is listed on US Department of State Travel warnings.
For a complete list of plans and their definitions, please go to Research Coverage - Terrorism at Departure / Destination
Recent Travel Warnings

Recent Travel Warnings can be found on a U.S. Department of State web site. Listed below is a summary of recent warnings - updated 10/05/2006.

CountryDateWarning SummaryWarning Details
Afghanistanafghanistan6/22/2006The Department of State strongly warns U.S. citizens against travel to Afghanistan. There is an ongoing threat to kidnap and assassinate U.S. citizens and Non-Governmental Organization (NGO) workers throughout the country. The ability of Afghan authorities to maintain order and ensure the security of citizens and visitors is limited.Travel Warning for Afghanistan
Algeriaalgeria8/31/2006The security environment in some rural and remote areas continues to pose a significant security risk.Travel Warning for Algeria
Bahamas (The Bahamas)bahamas (the bahamas)9/1/2004Hurricane Frances, Hurricane Jeanne 
Boliviabolivia6/7/2005Various groups within Bolivia have conducted protests, demonstrations and blockades 
Bosnia-Herzegovniabosnia-herzegovnia3/30/2006The Department of State warns U.S. citizens that there are still risks from occasional localized political violence, landmines, and unexploded ordnance in Bosnia and Herzegovina. Criminal activity has also been on the rise, particularly in urban areas, with a marked increase in reports of residential break-ins, vehicle and petty theft.Travel Warning for Bosnia-Herzegovnia
Burundiburundi6/23/2006The Department of State continues to warn U.S. citizens against travel to Burundi. Although the security situation has stabilized in much of the country, the risk of sudden outbreaks of armed violence, acts of banditry or cross-border incursion by rebel groups remains.Travel Warning for Burundi
Cayman Islandscayman islands9/14/2004Avoid travel to Cayman Islands in the aftermath of Hurricane Ivan 
Central African Republiccentral african republic4/20/2006The Department of State warns Americans to use extreme caution when traveling in the CAR, and to avoid travel outside the capital unless absolutely necessary.Travel Warning for Central African Republic
Chadchad9/6/2006Because of the recent violence and the unsettled security situation, the Department of State has authorized the departure of non-emergency personnel and all eligible family members of U.S. Embassy personnel. American citizens are urged to evaluate their personal security posture and consider whether it is appropriate to remain in Chad.Travel Warning for Chad
Colombiacolombia1/18/2006Violence by narcoterrorist groups and other criminal elements continues to affect all parts of the country, urban and rural, including border areas. Citizens of the United States and other countries continue to be victims of threats, kidnappings, and other criminal acts.Travel Warning for Colombia
Congo, Democratic Republiccongo, democratic republic8/24/2006The Department of State warns U.S. citizens against travel to the Democratic Republic of the Congo in light of past unrest and the potential for unrest in the future.Travel Warning for Congo, Democratic Republic
Cote d'Ivoirecote d'ivoire3/3/2006US citizens are urged to defer non-essential travel.Travel Warning for Cote d'Ivoire
Cubacuba9/9/2004Threat posed by Hurricane Ivan 
East Timoreast timor7/18/2006The Department of State is concerned by the threat to the personal safety of Americans in East Timor due to continued communal and politically motivated violence.Travel Warning for East Timor
Eritreaeritrea6/5/2006This Travel Warning is being issued to advise American citizens to defer non-essential travel to Eritrea due to increased restrictions on travel outside the capital city of AsmaraTravel Warning for Eritrea
Grenadagrenada9/9/2004Threat posed by Hurricane Ivan 
Guyanaguyana3/2/2005Sanitation conditions continue to be a concern in the areas of Guyana affected by earlier flooding 
Haitihaiti7/7/2006In light of continuing instability, the Department of State warns U.S. citizens against travel to Haiti at this time and urges American citizens to exercise caution and security awareness if they must travel to or reside in Haiti.Travel Warning for Haiti
Indonesiaindonesia11/18/2005Due to ongoing concerns about the possibility of terrorist attacks directed against American or other western citizens and interests, the Department of State continues to warn U.S. citizens to defer non-essential travel to Indonesia. The October 1, 2005 terrorist attacks in Bali in which three simultaneous bombs exploded, killing 23 people and injuring more than 100, are a reminder that terrorists remain active in Indonesia. The possibility remains that terrorists will carry out additional attacks in Bali, Jakarta or other areas of Indonesia in the near future.Travel Warning for Indonesia
Iraniran12/29/2005Tensions generated by the current situation in Iraq have increased the potential threat to U.S. citizens and interests abroad, including in Iran, posed by those who oppose U.S. policy. Some elements of the Iranian government and population remain hostile to the U.S. American citizens may be subject to harassment or kidnapping. Some areas of the country, including the Baluchistan border area near Pakistan and Afghanistan, the Kurdish northwest of the country, and areas near the Iraqi border, are not considered safe.Travel Warning for Iran
Iraqiraq8/28/2006The Department of State continues to strongly warn U.S. citizens against travel to Iraq, which remains very dangerous. Remnants of the former Ba’ath regime, transnational terrorists, criminal elements and numerous insurgent groups remain active. Attacks against military and civilian targets throughout Iraq continue, including in the International (or “Green”) Zone.Travel Warning for Iraq
Israel, the West Bank and Gazaisrael, the west bank and gaza8/29/2006Terrorist attacks within Israel have declined in both frequency and associated casualties. However, the potential for further violence remains high.Travel Warning for Israel, the West Bank and Gaza
Jamaicajamaica9/14/2004Avoid travel to Jamaica in the aftermath of Hurricane Ivan 
Kenyakenya8/10/2006The Department recommends that private American citizens in Kenya evaluate their personal security situation in light of continuing terrorist threats and the limited ability of the Kenyan authorities to detect and deter such acts.Travel Warning for Kenya
Kyrgyzstankyrgyzstan3/24/2005Political demonstrations in March, throughout the country, have led to clashes between pro-government and opposition forces 
Lebanonlebanon9/28/2006The Department of State advises Americans that the U.S. Embassy in Beirut, the U.S. Embassy in Nicosia, and the U.S. Embassy in Ankara have completed their mutual efforts to assist Americans to depart Lebanon via Cyprus and Turkey on U.S. government-chartered vessels and aircraft for return to the United StatesTravel Warning for Lebanon
Liberialiberia3/30/2006The Department of State continues to urge American citizens to consider carefully the risks of travel to Liberia. Notwithstanding the UN’s deployment of 15,000 peacekeepers and 1,100 police advisors nationwide, the overall security situation remains unpredictable.Travel Warning for Liberia
Libyalibya12/29/2004Warnings to US citizens to exercise caution 
Nepalnepal5/11/2006The Department of State remains concerned about the security situation in Nepal. Despite the announcement of a ceasefire, Maoist extortion and abductions continue. Maoists are now free to roam about the countryside, sometimes still openly bearing their weapons.Travel Warning for Nepal
Nigerianigeria8/24/2006The lack of law and order in Nigeria poses considerable risks to travelers. Violent crime committed by ordinary criminals, as well as by persons in police and military uniforms, can occur throughout the country.Travel Warning for Nigeria
Pakistanpakistan4/7/2006Due to on-going concerns about the possibility of terrorist activity directed against American citizens and interests, the Department of State continues to warn U.S. citizens to defer non-essential travel to Pakistan.Travel Warning for Pakistan
Phillipinesphillipines6/16/2006Terrorist groups, including Jemaah Islamiyah and the Abu Sayyaf Group, and radical elements of the Moro Islamic Liberation Front are planning multiple attacks throughout the Philippines.Travel Warning for Phillipines
Saudi Arabiasaudi arabia6/23/2006Due to concerns about the possibility of additional terrorist activity directed against American citizens and interests, the Department of State continues to warn U.S. citizens to defer non-essential travel to Saudi Arabia.Travel Warning for Saudi Arabia
Somaliasomalia6/5/2006The Department of State warns U.S. citizens against all travel to Somalia, including the self proclaimed “independent Republic of Somaliland”. Inter-clan and inter-factional fighting can flare up with little warning, and kidnapping, murder, and other threats to U.S. citizens and other foreigners can occur unpredictably in many regions. There is no U.S. Embassy or other U.S. diplomatic presence in Somalia.Travel Warning for Somalia
Sri Lankasri lanka8/15/2006This Travel Warning provides security information and alerts American citizens traveling to or living in the northern and eastern areas of Sri Lanka of the heightened potential for terrorist actions, including attacks against civilians. This situation is likely to continue for some timeTravel Warning for Sri Lanka
Sudansudan8/31/2006The Department of State warns U.S. citizens against all travel to Sudan. Although the two parties to the long-running civil war signed a peace accord in January 2005 to end the war, travel in the south is still dangerous in many locations. Violence continues throughout Darfur, creating a serious humanitarian crisis. Some violence has also been noted in the eastern areas bordering Eritrea.Travel Warning for Sudan
Syriasyria9/14/2006This Travel Warning is being issued to alert U.S. citizens to increased security concerns in Syria following the September 12 attack against the U.S. Embassy in Damascus.Travel Warning for Syria
Turks and Caicos (Turks & Caicos)turks and caicos (turks & caicos)9/1/2004Hurricane Frances, Hurricane Jeanne 
Uzbekistanuzbekistan10/4/2006Despite the fact that there have been no violent incidents in Uzbekistan since May 2005, the potential for a terrorist attack or civil disturbance still exists. In addition, relations between the U.S. and Uzbekistan have deteriorated over the past year. Uzbekistan no longer allows the Peace Corps to operate and has ended the U.S. military presence in the country. Visas are difficult to obtain and are often valid for very limited duration. The Department of State continues to urge Americans in Uzbekistan to exercise extreme caution.Travel Warning for Uzbekistan
Yemenyemen4/13/2006Continued efforts by Al-Qa'ida to re-constitute a base in YemenTravel Warning for Yemen
Zimbabwezimbabwe11/14/2005The Department of State cautions U.S. citizens of the risks of travel to Zimbabwe, a country in the midst of political and economic turmoil. All U.S. citizens in Zimbabwe are advised to take those measures they deem appropriate to ensure their personal safety.Travel Warning for Zimbabwe
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