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 Plan AdministratorHCCRating provided by
Total Travel Insurance
where

10 is highest
Rating 10

and

0 is lowest
Rating 00
  HCC Medical Insurance
 Plan NameStudentSecure Select - US residents (medical max - $300,000)
 ProductInternational Student Health Insurance
(Long-term)
 Plan Cost
 N/A
Quote is needed
 
 Certificatecertificate
 Plan EligibilityUS residents - studying abroad
 Coverage AreaWorldwide, including United States
 Plan NoteCovers typical medical expenses of a student
Includes Emergency Assistance Services
 See Detailed View
 Your Trip InvestmentRating
 Trip CancellationNo Coverage coverage rating 00
 Trip InterruptionNo Coverage coverage rating 00
 Travel DelayNo Coverage coverage rating 00
 Missed ConnectionNo Coverage coverage rating 00
 Terrorism at Departure / Destination$50,000 lifetime maximum
(medical expenses only)
 coverage rating 10
 Financial Default of Travel ProviderNo Coverage coverage rating 00
 Weather Related (Snow, Hurricane)No Coverage coverage rating 00
 Cancel For Any ReasonNo Coverage coverage rating 00
 Your PropertyRating
 Lost LuggageNo Coverage coverage rating 00
 Baggage DelayNo Coverage coverage rating 00
 Rental Car ProtectionNo Coverage coverage rating 00
 Your HealthRating
 Emergency Medical$300,000 (Participant)
$50,000 (Spouse/child)
 coverage rating 10
 Deductible$100 per Injury or Illness
(Reduced to $50 if treatment
is from Student Health Center)
 coverage rating 10
 Coinsurance (claims in US or Canada)After Deductible,
80% of the next $5,000,
then 100% to Certificate Period Maximum
(For charges incurred within the PPO
or at a Student Health Center,
coinsurance will be waived)
 coverage rating 00
 Coinsurance (claims outside US or Canada)None coverage rating 10
 Emergency DentalDental Treatment due to Accident
$250 Maximum per tooth
($500 Maximum per Certificate Period)
Dental Treatment to alleviate pain
$100 Maximum per Certificate
 coverage rating 10
 Pre-Existing ConditionAfter 12 months of continuous coverage,
benefits for Pre-existing Conditions will be provided		 coverage rating 10
 Emergency Evacuation$300,000 Lifetime (Participant)
$50,000 (Lifetime for spouse/child)
 coverage rating 10
 Repatriation of Remains$25,000 Maximum coverage rating 10
 Your LifeRating
 Accidental Death$25,000 (Participant)
$10,000 (Spouse) $5,000 (Child)
 coverage rating 10
 Common Carrier AccidentNo Coverage coverage rating 00
 Flight AccidentNo Coverage coverage rating 00
 Medical Plan RidersRating
 Athletic/Sports CoverageIntercollegiate, interscholastic, intramural, or club sports
$5,000 Maximum per Injury/Illness
(Medical Expenses only)
 coverage rating 10
 Hazardous Activity CoverageNo Coverage coverage rating 00
 Home Country CoverageIncidental Home Country Rider
Included - up to 15 days
 coverage rating 10
 Terrorism Coverage$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
 coverage rating 10
 Maternity CoverageNo Coverage coverage rating 00
 Dental CoverageNo Coverage coverage rating 00
 Plan FeaturesRating
 24 Hour Hotline and ServicesList of Additional Services coverage rating 10
 Underwritten byLloyd’s of London
Lloyds (London, UK)
Rated : A
 coverage rating 10
 Administrative FeeNo Fee coverage rating 10
 Identity TheftNo Coverage coverage rating 00
 Additional BenefitsNo Coverage coverage rating 00
 Money Back GuaranteeAny time prior to effective date of coverage coverage rating 10
 Policy Delivery MethodOnline Fulfillment 
 Credit Cards AcceptedVisa Mastercard American Express Discover 
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