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Plan Administrator
HCC
Rating provided by
Total Travel Insurance
where
10 is highest
and
0 is lowest
Plan Name
International Citizen Platinum - US citizens
(lifetime max - $5 Million)
Product
International Major Medical Insurance
(Long-term)
Plan Cost
N/A
Quote is needed
Certificate
Plan Eligibility
US citizens - traveling or living abroad
Coverage Area
Worldwide, except United States
Plan Note
International major medical plan
that includes maternity benefits at no additional cost
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Your Trip Investment
Rating
Trip Cancellation
No Coverage
Trip Interruption
No Coverage
Travel Delay
No Coverage
Missed Connection
No Coverage
Terrorism at Departure / Destination
No Coverage
Financial Default of Travel Provider
No Coverage
Weather Related (Snow, Hurricane)
No Coverage
Cancel For Any Reason
No Coverage
Your Property
Rating
Lost Luggage
No Coverage
Baggage Delay
No Coverage
Rental Car Protection
No Coverage
Your Health
Rating
Emergency Medical
$5 Million
Deductible
$250 per Certificate Period
(from $250 to $5,000 can be selected at purchase time)
Coinsurance (claims in US or Canada)
No Coverage
Coinsurance (claims outside US or Canada)
After deductible, 100% up to the Overall Maximum Limit
Emergency Dental
$500
Pre-Existing Condition
Same as any other Injury or Illness
(if disclosed on application and not excluded or limited by rider)
Emergency Evacuation
$50,000
Repatriation of Remains
$25,000
Your Life
Rating
Accidental Death
No Coverage
Common Carrier Accident
No Coverage
Flight Accident
No Coverage
Medical Plan Riders
Rating
Athletic/Sports Coverage
No Coverage
Hazardous Activity Coverage
No Coverage
Can be added at an additional premium
Home Country Coverage
No Coverage
Terrorism Coverage
No Coverage
Maternity Coverage
Maximum for Maternity -- included in price
$250,000 Lifetime
Dental Coverage
No Coverage
Can be added at an additional premium
Plan Features
Rating
24 Hour Hotline and Services
List of Additional Services
Underwritten by
Lloyds
(London, UK)
Rated : A
Administrative Fee
No Fee
Identity Theft
No Coverage
Additional Benefits
No Coverage
Money Back Guarantee
None
Policy Delivery Method
Regular Mail at no additional cost
Express Mail for a $20.00 fee
International Express Mail for a $30.00 fee.
Credit Cards Accepted
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