| HTH Worldwide |  |
|---|---|
| TravelGap Vacationer - US residents | |
| Product: | International Travel Medical Insurance (Per Trip) |
| Description: | A single-trip insurance plan for US residents traveling abroad. It provides $500,000 for medical treatment, emergency evacuation and more. Beyond the insurance protection HTH members get other critical services that allow them to gain access to quality healthcare, while traveling. TravelGap includes Global Intelligence tools assisting in trip preparation via security and health information, in your travel destination. HTH operates its own "best of class" physician community in 170 countries ensuring access to the top 2% of doctors, worldwide. |
 | Pre-existing condition clause is 180 days versus 1-5 years on most travel medical plans. Plan does not require you to have a primary health insurance plan. Covers routine, urgent and emergency treatment. Deductible is low at $100 and coverage is 100% after the deductible is met. |
 | Secondary medical coverage. |
| Underwritten by: | UNICARE |
| Location: | Thousand Oaks, CA |
| AM Best Rating: | A- (Excellent) |
| AM Best Number: | 09233 |
| You are covered for the following reasons if you need to make a claim on this policy: There may be other reasons you can make a claim, please click on the certificate button above or see individual coverage descriptions for more info. | |
|---|---|
| n/a | |