Many companies offer additional services that differentiate them against their competitors. We have listed some of these services on the carriers page under the "why buy" heading.

KEY IMG SERVICES

• US based administration and European service center -- Fast, efficient services and availability when and where you need it for true Coverage Without Boundaries
• On-site executive medical director/physician and registered nurses -- Provides access to highly qualified coordinators of emergency medical services and international treatment
• Multilingual claims adjudication and customer service -- Ability to submit claims from any country and communicate without language barriers
• Verification of benefits and claim status inquiries available by phone, fax, internet and email -- Convenient contact with IMG at any time from anywhere to reduce your worries during treatment and recovery
• International currency conversions and claim reimbursements via check, direct deposit and electronic transfer -- Can eliminate costly conversion fees and provide expedient receipt of funds
• Internet access to search for a PPO provider, initiate precertification, print plan descriptions and ID cards, and "live" chat with a claims representative -- 24 hour assistance from anywhere in the world for your Global Peace of Mind®