If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, benefits will be paid, on a one-time basis, up to the Maximum Benefit Amount, for
- the Additional Transportation Cost to join the Trip and
- the unused portion of the prepaid expenses for land or water Travel Arrangements, due to:
- any delay of a Common Carrier (the delay must be certified by the Common Carrier);
- a documented weather condition preventing You from getting to the point of departure; c) quarantine, hijacking, Strike, natural disaster, terrorism or riot.
These benefits will not duplicate any benefits payable under the policy or any coverage(s) attached to the policy.