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Don’t Let Fear of Terrorism Put a Stop on Your Travel Plans

In the up and coming tragic anniversary of the September 11, 2001 bombings, travelers are unnerved at the prospect of going away. Terrorist attacks in the island of Bali, in Madrid, Spain and more recently in Israel and Russia have put a damper on many travel plans. Sadly, terrorism has become a world-wide concern, but there are options available to help travelers protect themselves and their families. Travel insurance offers a refund of your trip cost in case of a terrorist act in the city that is part of your itinerary.

Total Travel Insurance is an online site that offers tools to research different insurance products and coverages such as terrorism at departure/destination and allows you to receive a free quote from all major travel insurance companies. When it comes to terrorism insurance, there are three main coverages that insure a safe trip: Trip Cancellation, Trip Interruption and Accidental Death and Dismemberment Insurance.

Insurance companies offer protection up to 100% of your trip cost under coverage of Trip Cancellation, if you need to cancel your trip in case of terrorism. Coverage starts at midnight from your purchase date and covers you up to your date of departure. Travelers should keep in mind that there are many other valid reasons that exist for canceling a trip.

Trip Interruption covers you in the event your trip gets interrupted and you are forced to head back home prematurely. Up to 150% of your total trip cost is protected since unscheduled flights are more expensive than scheduled ones.

Accidental Death and Dismemberment insurance, often known as AD&D, offers coverage in case of an accidental death. Coverage begins at $10,000 and can go up to $1 million.

Visit Terrorism Travel Insurance for more detailed information.

Alex Velinov, President of Total Travel Insurance, says, “You have to be careful when purchasing travel insurance because not all companies offer terrorism insurance coverage and not all companies offer the same level of protection. Often, you need to purchase insurance within 14 days of your initial trip deposit to qualify for this coverage”.
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posted by From Rio to Paris @ 9:30 AM 0 comments  

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